What is commercial auto insurance?
Commercial auto insurance is a policy that covers damages and injuries caused by company vehicles. With commercial policies, we have the possibility of financially covering any unforeseen event caused by us or any employee. Protecting both our legal and economic status as well as that of the company, since it covers the damages suffered by the vehicle and those that happen outside.
If you have any vehicle owned or rented working for your company, then you need commercial vehicle insurance. When you decide to start a business, you always look for ways to minimize any risk that may happen to you. However, it is common to make the mistake of not having insurance or having an insufficient policy.
Importance of commercial auto insurance.
Let’s imagine that one day you are called to perform a service or make a delivery. You or your worker get everything ready to go, get in the car and leave to do your job. Along the way, an accident occurs, either a collision or you inadvertently run over a passerby.
Here your company has two paths:
The first is that you completely fall apart, as all the legal hassles and expenses involved in resolving this catastrophic event are very costly.
The second is that you are protected by a good insurance policy and although you will be worried about the damage caused, you will have the peace of mind of knowing that you will be able to come out of it as unscathed as possible.
Commercial vehicle policies will be able to cover any inconvenience that may occur. At this point, we ask ourselves a big question: What fate would you prefer your company to have in the event of an unforeseen event?
What does commercial auto insurance cover?
Standard commercial vehicle insurance includes:
- Compulsory liability for any vehicle regardless of whether it is for commercial or personal use.
- Medical care expenses, loss of income, and damages that may be owed to you and your employees.
- Comprehensive coverage.
- Collision coverage covers damage to the vehicle caused by other vehicles.
- Coverage against uninsured and underinsured motorists.
- Rental reimbursement in case of renting a vehicle.
With Skylake Insurance you can acquire coverage for your commercial vehicles in the easiest and simplest way possible. Call us at 855-267-0900 and our agents will give you the advice you need free of charge.
