Find Affordable Auto Insurance
in Florida

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Lower Auto Insurance Rates

With us, you can compare multiple rates from the best auto insurance providers in Florida and make an informed decision with the guidance of our expert agents. Whether you need affordable car insurance in Miami or tailored commercial car insurance in Florida, we’ve got you covered. Request a free quote today to explore your options and start saving.

  • We represent more than 15 auto insurance companies in Florida.
  • Find coverage for any type of vehicle.
  • Get high quality customer service from expert agents.
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"Best auto insurance agency!”

“Thank you Skylake Insurance! I can’t believe I was spending so much money on coverage. I highly recommend this agency if you want to save money on your auto insurance.”

Client of Skylake Insurance Agency
August 23, 2021

Types of Auto Insurance Coverage in Florida

A person with a broken arm in a white cast holds it gently with the other hand, supported by sling, health care, injury and bones recovery

Personal Injury Protection (PIP)

We help cover your medical expenses and lost wages after an accident, regardless of fault, so you meet Florida requirements while securing Affordable Auto Insurance Florida drivers can rely on.

Property Damage Liability (PDL)

We protect you if you cause damage to another vehicle or property, covering repair costs and helping you stay compliant with auto insurance Florida regulations.

Hombres que sufren de dolor de rodilla, dolor de articulaciones. Conceptos médicos.

Bodily Injury Liability

We help cover medical bills and legal expenses if you injure someone in an accident, offering strong financial protection whether you drive personally or carry Florida commercial auto insurance.

Hubo una colisión de coches en la autopista. Un accidente grave. Accidentes de tráfico en la carretera. Atasco de tráfico. Evento de seguros en la carretera. Coche roto.

Collision Insurance

We cover repairs or replacement of your vehicle after an accident, regardless of fault, helping you get back on the road quickly with confidence in the best car insurance florida drivers trust.

Comprehensive Insurance

We protect your vehicle from theft, vandalism, fire, flooding, and storm damage, giving you broader coverage for risks beyond everyday collisions.

Roadside Assistance

We provide towing, flat tire service, jump-starts, lockouts, and minor breakdown support, ensuring you’re never left stranded when unexpected issues arise.

Uninsured Motorist

We protect you if you’re hit by an uninsured or underinsured driver, helping cover medical costs and damages you shouldn’t have to pay yourself.

Rental Car (In Case of Accident)

We help cover rental vehicle costs while your car is being repaired after a covered accident, keeping your daily routine uninterrupted.

Medical Payment

We help pay medical expenses for you and your passengers after an accident, regardless of fault, adding an extra layer of protection beyond standard coverage.

Get the Right Coverage for Every Driver with expert guidance from our team. We compare Florida auto insurance options to help you save money and stay protected.

Areas We Serve in South Florida

More than 25 years helping South Florida residents save money on auto insurance.

Miami-Dade County

  • Miami, FL
  • Miami Beach, FL
  • North Miami Beach, FL
  • Aventura, FL
  • Hialeah, FL
  • Sunny Isles Beach, FL
  • Homestead, FL

Broward County

  • Fort Lauderdale, FL
  • Hollywood, FL
  • Hallandale Beach, FL
  • Plantation, FL
  • Weston, FL
  • Miramar, FL
  • Pembroke Pines, FL

Palm Beach County

  • Delray Beach, FL
  • West Palm Beach, FL
  • Boca Raton, FL
  • Boynton Beach, FL
  • Jupiter, FL

If you don’t see your city listed, don’t worry! We can still help you find the right insurance coverage anywhere in Florida. Contact us to discuss your needs.

Frequently Asked Questions

Our agency represents more than 15 insurance carriers, which allows us to provide you with more options to compare and be able to find a lower car insurance rate. When you quote coverage with us, you get to navigate through our numerous carriers to help you find an offer that meets your requirements, allowing you to save money at the same time.

We don’t just sell insurance policies; we also provide the service you need to take advantage of your coverage. With our detailed advisory, you will be able to understand exactly what you are paying for and how it protects you.

In Florida, having auto insurance is required by law, like in almost every state in the country. Driving in Florida has its own risks, which is why it is important to know the different types of coverage available to protect you and your family or your business.

Learn more about the types of auto coverage available in Florida for personal vehicles.

Understanding car insurance could be difficult, but it is not that complicated. The most common types of coverage are:

  • Personal Injury Protection (PIP)
  • Property Damage Liability (PDL)
  • Bodily Injury Liability
  • Collision Insurance
  • Comprehensive Insurance

Learn more reading about the car insurance coverage types

One of the best ways to lower your auto rates is always to compare your options. Insurance carriers want to win your business, which is why shopping around is a good idea to start. At our insurance agency, you will be able to compare multiple rates and deals from over 15 auto insurance companies, all at the same time.

In this blog, you can find 4 ways to lower your auto insurance rates.

Why Florida Drivers Choose Skylake Insurance

Florida drivers choose us because we make finding the right auto insurance simple, transparent, and affordable. We compare policies from top-rated carriers, explain your options clearly, and tailor coverage to your driving needs, vehicle type, and budget. Our experienced agents focus on long-term protection, not quick sales, ensuring you feel confident before choosing a policy.

  • Access to 15+ trusted auto insurance carriers in Florida
  • Personalized guidance from licensed, experienced insurance agents
  • Competitive rates for personal and commercial vehicles
  • Fast quotes, easy comparisons, and ongoing customer support

Stop Overpaying for Auto Insurance

Let’s find affordable coverage that protects your vehicle and your pocket.

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