Home Insurance
in Florida
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Protect Your Florida Home
Protecting your home is crucial, especially in Florida, where unique risks like hurricanes and flooding are common. Skylake Insurance is here to help you find the best home insurance in Florida with coverage tailored to your needs. As one of the top home insurance agents in Miami-Dade and Broward counties, we ensure you get reliable protection and peace of mind.
Request a free home insurance quote in Florida today to compare personalized options and secure your home with the right policy while saving money.

"Protected for Hurricane Season”
“I requested a coverage evaluation with Skylake Insurance and discovered that my home didn’t have flood protection. We added it just in time before the heavy rain in Miami”
Client of Skylake Insurance Agency
July 2, 2024
Why Do You Need Home Insurance?
Home insurance is your safety net against unforeseen events that could devastate your property and finances. Whether you’re comparing plans online or speaking with trusted home insurance agents in South Florida, this protection ensures your security and peace of mind. Here are just a few ways home insurance can protect you:
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Natural disasters
Hurricanes, tornadoes, floods, and earthquakes can cause extensive damage to your home and belongings. Home insurance in Florida can help cover the costs of repairs or rebuilding, keeping your family safe from financial strain.
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Fire
House fires are a common occurrence, and the damage they cause can be catastrophic. A strong policy guided by local agents ensures you recover quickly after losses.
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Theft
Burglaries and thefts can result in significant financial setbacks. Home insurance covers the cost of stolen items, as well as the damage caused by break-ins.
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Liability Claims
If someone is injured on your property or you're held liable for damage to someone else's home, liability coverage within your policy can help with legal fees, medical bills, and settlements.
Protect Your Investment

Get Ready For Hurricane Season
Every year, Florida faces the threat of hurricanes, making it critical to have the right protection. Additional coverage ensures your home is ready for the unexpected during hurricane season.
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Hurricane Insurance in Florida
Policies designed to cover windstorms, tropical systems, and hurricane-force damage.
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Flood Insurance in Florida
Separate protection for rising waters is crucial in high-risk areas such as Miami-Dade and Broward County.
Areas We Serve
For over 25 years, Skylake Insurance has helped homeowners across South Florida protect their properties without overpaying for coverage. Whether you own a single-family house, a condo, or a rental property, we’ll guide you to the right plan for lasting peace of mind.
- Miami
- Miami Beach
- North Miami Beach
- Aventura
- Hallandale Beach
- Sunny Isles Beach
- Hollywood
- Fort Lauderdale
- Plantation
- Weston
- Hialeah
- Miramar
- Pembroke Pines
Frequently Asked Questions
Home insurance in Florida is essential because of the state’s unique risks. Hurricanes, storms, and flooding can cause major damage to homes and property. Working with experienced agents in Florida ensures that your coverage is tailored to these challenges, providing you with financial protection so you can rebuild after a disaster.
Older homes can still qualify for coverage, though premiums may be higher due to the increased risk of damage or structural issues. Shopping around and comparing options helps you find the policy that fits your budget.
Rates vary based on your home’s size, age, location, and deductible. Our team can provide a home insurance quote in Florida from multiple insurers, allowing you to compare prices and find the most affordable option for your needs.
With more than 25 years serving South Florida, including Miami-Dade and Broward County, we specialize in finding the best home insurance in Florida at competitive rates. Our agents provide personalized guidance and ongoing support, ensuring you feel confident that your needs will be met.
Get Coverage For Your Home
Compare prices and protection options with the help of our expert agents