The Open Enrollment period for Healthcare 2019 begins on November 1, 2018, and it ends on December 15, 2018. If you miss the enrollment period you could face tax penalties and go uninsured. There’s no limited enrollment period for Medicaid or for the Children’s Health Insurance Program (CHIP), you can apply any time during the year.

Remember that you must register if you don’t have health insurance from another source, like through your employer or your spouse’s employer.

How to be ready for the Open Enrollment Period?

  • Mark the enrollment dates in your calendar.
  • Research the health insurance plans available. Knowing this will put you a step ahead of the crowd. All health plans, no matter the level, must provide some coverage for at least 10 essential benefits. They are:
    • Outpatient care including chronic disease management
    • Emergency care
    • Hospitalization
    • Pregnancy and newborn care
    • Mental health and substance abuse services
    • Prescription drugs
    • Rehabilitation services and devices
    • Lab tests
    • Preventive and wellness services
    • Dental and vision care for children

    The level of coverage for these services can vary. All the plans in the marketplace must provide consumers with a brief, understandable description of what they cover and how their plan works.

  • Gather important information for your application:
    • Information about any dependents that will be covered
    • Home and/or mailing address
    • Social Security numbers
    • Tax filing information
    • Immigration documents (if applicable)
    • Current health insurance information (if applicable)
    • Income and employer for all household members

The enrollment process could be made simple with the right guidance, our agents are more than ready to help you apply and register this year.

Time-saving tip: Get ahead of the crowd and sign up to be the first on the registration list
(click). We’ll also help you gather the information required to be ready for the Open Enrollment period.